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Over 500 + Trusted Registered Users

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Offers From 2+ Partner Banks

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Online Application, Quick Processing

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Transparent Terms & Conditions

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15+

Years Experience

Oswal Fintech

ABOUT US

We have been working very efficiently with loan and funding.

We have Oswal Fintech offers business loan, home loan and property loan and it’s easy to apply for a loan. It helps you financial worries.

Company known for caring and delighting the customers with high quality products and innovative services across domestic and international markets with aggressive growth and delivering superior performance.

  • Investment Manage
  • Financial Services
  • Mortgage Calculator
  • 24/7 On Time Support
Oswal Fintech Finance

Our Loan Services

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Business Loan @ 7.5% PA.

Apply online for up to Rs. 50 lakh with minimal paperwork with 12 years

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Home Loan @ 6.50% PA.

Home Loan with Low Interest Rates Starting at 6.50% per annum with 12 years.

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Car Loan @ 8.40% PA.

Starting @ Interest Rates as low as 8.40%. Check Eligibility with 10 years.

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Education Loan @ 8.5% PA.

Online & get a student loan up to Rs. 10 lakh for education in India.

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Property Loan @ 7.5% PA.

Loan Against Property with Funds up to 80% of property value.

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Business Loan @ 9.50% PA.

Apply for Business Loan start from 9.50% p.a. The tenure up to 6 years.

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Our Features

Features for Business Loan:

  • Get Loans Ranging From INR 5,000 To INR 1,00,000
  • 100% Online Loan Process - Only PAN, Aadhar & Bank Statement Required
  • Disbursal Within 24 Hours
  • Minimum APR (Annual Percentage Rate) is 14.5% And The Maximum APR (Annual Percentage Rate) is 28.5%
  • Minimum Tenure is 3 Months & Maximum Tenure is 36 Months
  • Processing Fee is 2.5% - 4 %
  • Get A Higher Loan On Successful Repayment

* The annual interest rates and processing fee will vary as per the risk profile of the customers and the selected tenure.

Example:

  • Loan Amount: ₹20,000
  • Tenure:180 Days (6 Months)
  • Interest Charged: ₹ 1,426 (24% Per Annum)
  • Processing Fee: 590 (2.5% Of Loan Amount- 500 + GST @18%= 90) Amount Disbursed- 19,410
  • EMI Amount: ₹ 3,571

* Loan amount is ₹ 20,000. Disbursed amount is ₹ 19,410. Total loan repayment amount is ₹ 21,426.

Eligibility

The following criteria need to be met for the smooth and successful disbursal of the loan:

  • Should be Indian Citizens.
  • Must be salaried professionals.
  • Must have a monthly take home salary of at least INR 25,000/-
  • Should have a regular credit of salary to a bank account.
  • Age should be between 21 and 55 years.
  • Loans of up to 80% of your monthly salary.

Required Documents

Provide the following KYC documents for evaluation of your loan-worthiness

  • PAN Card.
  • Salary Slips (Last 3 months).
  • Bank Statement of Salary Account (3/6 months).
  • Address Proof.
What We Do

We usually follow 4 steps to get a loans.

Getting a loan was a time and effort-consuming process in the past. Even the documentation process was challenging, and it used to take weeks and even months to get the loan approved.

If you are looking for a loan, the first step is to check the interest rate offered by top lenders in the country. Depending on the loan amount.

After selecting a lender for an online loan, the next step is to check the lender's eligibility and documentation process.

Banks now have online EMI calculators too. Just enter the loan amount, interest rate, and tenure of the loan to instantly calculate the loan EMI.

Once all of this is done, you can now start the application process to get a loan online. You will first be required to provide some details with regards to your eligibility.

If you meet the eligibility requirements of the bank, the bank will approve your loan application, and you will receive an e-mail or call from the bank.
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Monthly Installment

Calculate The EMI

75 Lakhs
0 25 50 75 100 125 150 175 200
12.5 %
5 7.5 10 12.5 15 17.5 20 22.5
28 Years
0 5 10 15 20 25 30 35
  • Monthly EMI

    80,603

  • Total Interest Payable

    1,95,82,769

  • Total Amount Payable

    Principal + Interest

    2,70,82,769

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OUR TESTIMONIAL

What Our Clients Say's

This organization taught me the value of good investments and the need to choose protects that protect my loved ones and me. Their service is very good and staff.

Abhishek Verma

Client

So you have a business and business is good. Now how do you make it better? The best businesses are always looking..

Vijay Rathor

Client
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FAQ QUESTIONS

Questions & Answers

We have facility to produce advance work various industrial applications
based on specially developed technol-ogy.

Once approved for an unsecured loan, you'll make monthly payments to pay it back in full, plus interest. The loan terms and interest rate vary based on the lender and your credit.

Each lender has their own set requirements to qualify for a Business loan.

Once you’ve completed the loan application process, most lenders can fund your loan by the next business day (though it can take up to about a week, depending on the lender and your application).

Yes. In fact, business loans offer many debt consolidation benefits.

You’re typically not limited in how you can use your Business loan funds. Business loans can be used to pay down high-interest credit card debt, meet unexpected needs like medical bills, take care of a major purchase like a new refrigerator, or fund home improvement projects.

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